How much is your payment processor actually costing you?
Plug in your invoice amount and how often you bill. We'll show you exactly how much you'd keep — every month, every year — by switching to Paystream.
Your numbers
Currently using
Cross-border + FX spread eats ~8.5%.
Annual volume
$48,000
$4,000 per month · 4 invoices
You'd save
$3,710
per year vs PayPal — that's $309 a month back in your pocket.
PayPal fee
$341
per month
Paystream fee
$32.00
per month
Effective rate
0.8%
vs your current
Stop sending $341 a month to a payment processor.
Connect your wallet, send your client a Paystream link, and start saving on the next invoice.
Three freelancers. Three years of fees recovered.
Every calculation below uses PayPal's published cross-border + FX rates against Paystream's flat 0.8% platform fee.
Brand designer
4 invoices × $500 / month
Lahore-based designer, mostly US clients. 7% of every project used to vanish.
Saved
$1,862
↓ 91%
per year
Full-stack dev
$4,000 retainer / month
Bengaluru engineer on a hourly stream contract — withdraws weekly.
Saved
$3,700
↓ 91%
per year
Studio / agency
Milestone projects, $20k / month avg
Manila studio billing 4 milestones a quarter for app builds.
Saved
$18,484
↓ 91%
per year
How we calculate this
PayPal
5.5% cross-border fee + ~3% FX spread + $0.30 flat per invoice. Total ≈ 8.5%.
Wise
1.5–2.5% blended for USD→INR. We use 2.2% + $0.50 flat as a midpoint.
Bank wire
$35 flat fee + ~1.5% FX spread. Crushes small invoices, less painful on big ones.
Paystream
0.8% platform fee + ~$0.0001 Solana network fee per transaction. That's it.
These are estimates from publicly published fee schedules as of May 2026. Your actual fees may vary based on country, account tier, and currency. Numbers are illustrative.
The math is the same every month.
Connect your wallet once. Send your client a Paystream link. Keep the difference.